Legal
Harmoney's legal and compliance documents. Last updated July 1, 2026.
Terms of Service
The master agreement governing your use of Harmoney.
Privacy Policy
How we collect, use, and share data — incl. GLBA and CCPA/CPRA disclosures.
Electronic Communications & E-SIGN Consent
Your consent to receive legal and account communications electronically.
Acceptable Use Policy
Prohibited and restricted businesses and activities.
Cookie Policy
The cookies we use and how to manage them.
Refund, Dispute & Chargeback Policy
TapCard refunds, disputes, and chargeback handling.